Not only is the school work hard enough on students, some have to worry about balancing school work and a job. They have to pick up a job to afford the school that they go to. The stress of homework, tests, and exams are enough on a student, but adding in extra factors like loans, debt, and struggling to make ends meet is too much on an 18 year old. This much responsibility and stress thrown at a teenager all at once can have severe side effects. They can become emotionally unstable, develop bad habits, sink into depression, or experiment with drugs. This crisis should be dealt with before each student just sinks into further amounts of debt each year.